Breaking Banks Asia Pacific

Breaking Banks Asia gets the inside look at the incredible innovation and technological changes that are setting the standard for the rest of the world. Led by host Rachel Williamson, we talk to the people across Asia about how their ideas came together, what innovations they are bringing to fintech, and the shifts in customer behavior that are forecasting what will happen in the rest of the world.

Episode 25: Untangling Filipinos’ complicated financial lives 

There’s a story told by the World Bank that in 2009 more people in the Philippines had a mobile phone than a bank account – despite there still being some 450 rural banks alone in the country. Today, that story might be apocryphal and it also doesn’t mean Filipinos don’t have incredibly complex financial lives…

Read More

Episode 24: Who guards bankingland’s walled garden? These guys 

Regtech is the unloved tech cousin of the fintech world. It’s the one which follows the rules and makes sure everyone else does too. But in an industry where not following the rules leads to some of the most spectacular catastrophes in history, it’s no surprise that it’s a sector on the rise — how…

Read More

Episode 23: Will banking as a service trump core banking?

Banks replacing their core banking has been likened to ‘doing brain surgery with a spoon’ and there are plenty of public examples where the surgery partly or completely failed.Is Banking As A Service a new pathway for banks struggling with aging core banking platforms? We speak with Sachin Sharma, chief product and commercial officer at…

Read More

Episode 22: Orwellian dystopia or sci-fi future? Australia grapples with a digital ID 

 A bill to introduce a digital ID is making its way through the Australian Parliament to better protect government-based identities and stem the flow of consumer data from insecure vaults. Bank-based digital identity verifications systems are already operating and international companies are, with government blessings, setting up shop in the country.  But the true question…

Read More

Episode 21: What does 2024 hold for fintech in China? 

2024 is shaping up as the Year of the e-CNY, but can China be trusted with a global reserve CBDC? Our last guest Richard Holden says no. Cashless author Richard Turrin offers a full-throated reply, saying the rise of the digital Yuan is a lack of trust in the US dollar and how the US…

Read More

Episode 20: Money in the 21st Century

Host Charis Palmer sits down with economist Richard Holden to chat about his new book: Money in the 21st Century and why he believes the US Fed needs to get going with a ‘Fedcoin’, and the global economics of #crypto #cbdcs #mobilemoney and #cheapmoney and how we’ll all transact in our future cashless world. Produced…

Read More

Episode 19: Hot takes from the 2023 Singapore Fintech Festival

The hosts and producers of Breaking Banks Asia and Breaking Banks Europe get together to swap stories at the world’s biggest fintech event. Plus interviews on the sidelines with DigiFT founder and former Citibank China Deputy CEO Henry Zhang, and Lito Viullanueva, Founding Chairman of the Fintech Alliance of the Philippines and Chief Innovation & Inclusion…

Read More

Episode 18: Standard Chartered CEO Bill Winters on why he loves fintechs

He’s the CEO of one of the world’s biggest banks, but has never been afraid of disrupting the mother ship with digital contenders. In Singapore recently for the fintech festival, we caught up with Standard Chartered CEO Bill Winters for a wide-ranging conversation on why he’s such a fan of fintechs, the bank’s support for…

Read More

Episode 17: You can bank on it: trust and winning customers from incumbent banks

Trust in banks in some markets in the Asia Pacific is at an all time low – so you’d think that would give fintechs and neobanks a red hot chance at stealing main bank customers – think again! In this episode we explore the nuance of trust in digital banking, the relationship between good tech…

Read More

Episode 16: India’s green shadow banking system

India is putting the legal building blocks in place that will create real domestic carbon markets, and it is opening the door for fintechs to begin playing a significant role in fixing the country’s environmental problems. But while the PayUs of India — the country’s largest payments provider — are getting on board by offering…

Read More

Episode 15: Can we trust banks to use AI responsibly?

The Australian government is in the middle of a review of AI use, fielding submissions in response to a paper it put out in June on government mechanisms to ensure AI is developed and used safely and responsibly.    While many of Australia’s Asian neighbours have taken a light touch approach to regulating AI, all…

Read More

Episode 14: How Asia’s Gen Z will change global fintech

There’s no doubt Gen Zs will change fintech as we know it, but the ones likely to have the most influence? Kids today in Asia.  Fintech ideas born in Asia are starting to influence trends around the world. That means the almost 1 billion children and young adults who count as Gen Z, and who were…

Read More
[shows-menu]