Summary The financial services industry is entering a period where traditional economic cycles collide with deep structural shifts driven by artificial intelligence, digital distribution, and changing customer behavior. Growth is cooling, funding is tightening, and credit conditions are hardening. Even so, the long-term trajectory remains clear. Digital acquisition, automation, and platform-based models now reshape competition….

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In the fast-evolving world of fintech, clarity and confidence are emerging as the defining traits of true innovation.  At 2025’s Money20/20, conversations about AI in financial services, fraud detection, and cross-industry collaboration took center stage. For example, Starling Bank announced its partnership with Google Cloud, which lets it use Gemini’s AI models to fight digital…

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The global economy has entered a new era defined by volatility, uncertainty, complexity, and ambiguity (VUCA).  Tim Mahedy, Founder and Chief Economist at Access Macro and Chief Economist at Alloy Labs, explains why the 40-year period of moderate inflation and steady growth, known as the Great Moderation, has ended. Structural forces like climate change, migration,…

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In today’s era of VUCA, (volatility, uncertainty, complexity, and ambiguity), financial leaders are facing a paradox: the more data they collect, the harder it becomes to see clearly.  Despite abundant information, cognitive overload and fragmented insights often cloud judgment. Citizens Bank is taking a different approach, proving that clarity isn’t found in “more.” it’s created…

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Saudi Arabia digital banking transformation is reshaping the Kingdom’s financial landscape. Moreover, as part of Vision 2030, the nation is embracing fintech innovation, AI-driven solutions, and regulatory reforms. As a result, it is creating an inclusive, efficient, and digitally advanced banking ecosystem. In addition, these initiatives are helping both consumers and businesses adapt to the…

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Across Europe, the banking landscape is undergoing profound transformation. Branch closures and ATM reductions have accelerated over the past decade, cutting the continent’s physical banking footprint in half. While this evolution reflects the efficiencies of digital-first models, it has also sparked public resistance, as seen in Greece where the sharp reduction of ATM networks triggered…

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