Founder & Managing Director at Tradelite Solutions
About the Author
Matthias 'mk' Kroener has been bringing his visionary brand of thinking to financial services for 25 years. Over this time he has acquired vast insight into corporate strategy, innovation-leadership and M&A during a period of fundamental transformation in the banking industry. His extensive practical knowledge of the regulatory environment combined with a deep understanding of technological trends such as big data, AI, blockchain, open banking and financial inclusion has enabled Matthias to build bridges between the traditional banking world and FinTech-powered digital banking platforms. Matthias' entrepreneurial style was the driving force behind two highly disruptive financial service companies. As Founder and CEO of Fidor Bank and DAB Bank, he built both organisations from scratch, forging his reputation as a key figure in the FinTech movement. The Fidor project began in 2007 - long before the FinTech boom started - and positioned Fidor at the forefront of global FinTech development, becoming known as the "oldest FinTech bank in the world". Under his leadership, DAB Bank and Fidor Bank won numerous awards: Best Banking Innovation in San Francisco in 2013; the Celent Model-Bank-of-the-Year award in 2015 and 2019; and WEF´s Award for young companies in 2015 to name but a few. DAB Bank underwent a highly successful IPO in 1999 at a top valuation of €1.5 billion. Fidor Bank was sold to a major French banking group in one of the very first successful major trade-sale acquisitions within the FinTech industry in 2016. After beginning his career in the hospitality business, Matthias brought his expertise in customer-centric experiences to the world of financial services. The core of his philosophy centred on how financial services organisations can use technology to effectively engage their retail and SME customers with innovative, value-adding business and service models. Matthias was at the helm as Fidor pioneered one of the world's first Banking-as-a-Service offerings, enabling start-ups to achieve scale and become part of the digital ecosystem. Building a bridge from innovation to regulation, he brokered the first cooperation between a regulated bank and cryptocurrency trading platforms. As well as this, Fidor enabled non-banks to offer full banking services for the first time in a collaboration with Telefonica in 2016. Since standing down as CEO of Fidor in March 2019, Matthias has sharpened his focus on how technology can be used to build bridges between financial services and impactful projects that help to make the world a better place. Concepts such as green finance and financial inclusion have the potential to positively affect the lives of millions of people, and his mission is to democratise access to banking and self-determined finance management, using digital financial services to create meaningful, sustainable change. Matthias acts as an advisor to regulators and central banks. He is a member of the international technology advisory panel (ITAP) of the Monetary Authority of Singapore (MAS). His geographical expertise covers Europe, Asia, the Americas and the Middle East, and he is recognised as a thought leader, a multi-award-winning inspirational keynote speaker and blogger. He is a senior advisor to several companies, as well as a successful incubator; he is also an investor in several highly innovative start-up companies through his company Professional Development GmbH.

Episode 174: Study Now, Pay Later?

Study Now, Pay Later – take out the question mark! All individuals should be allowed literacy and structures that allow for it to blossom! Sounds about right. This is the motto for a deep dive on exactly what are student financing platforms – from Europe, the US and even through developing countries. Lendorse, StudentFinance and…

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Episode 159: Where Does The Money Go? Business Accelerators

In this episode of #BBE, Matthias Kroener leads us in an analysis of the environment given the recent dramatically changed market and asked our experts what their role in this ecosystem is and what decisions can help entrepreneurs survive it. In the current market environment, entrepreneurs may be struggling to find funding opportunities and cash…

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Episode 144: Metaverse Deep Dive – Decoding the Buzzword

Hold on a minute! Metaverse? What is it? What ISN’T? One or multiple?The high level of interest and curiosity by users and corporations is rising – no doubt, but let us create some understanding of what exactly the metaverse is. As Dr.Martha Boeckenfeld mentions, if you put several experts together to answer these questions, you…

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Episode 125 – News From The FinTech Front – April Edition

Your “News From The FinTech Front” monthly installment is back with pioneer entrepreneur Matthias Kroener, together with top fintech thought leaders Xavier Gomez (INVYO) and Giada Gambadoro (PwC) – discussing the #BNPL trend and the dept bubble, crypto regulation in the US, fraud detection market after the new round for Seon and the strong funding…

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Episode 113: The Ethics of Gamification

So here is a buzzword for you – “gamification” — what does it mean? How is it being applied and manipulated across industries? Matthias Kroener, resident host expert in the topic – unmutes three incredible voices to discuss not only what it means to gamify products, the difference between them and actual games, but also…

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Episode 106: News from the FinTech Front (November Edition)

Matthias Kroner is leading the conversation today, for our monthly segment of News From the Fintech Front! together with the extraordinary – Leda Glyptis and Mariano Belinky. The Glasgow Climate Pack, globalized greenwashing movements, the N26 US pull out, what exactly is and will become of DeFi, amongst different topics, for an unmuted/unfiltered discussion. Don’t…

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Special Episode – Breaking Leaders: Elliott Limb & Matthias Kröner

“Let’s Talk Openly” – this is the motto for this Special Episode, where we pick up our Breaking Leaders format and invite Elliott Limb of Mambu, that is currently behind the “Disruption Diaries” – a research series that originated this report on Open Banking and Open Finance – with none other than Matthias Kröner, widely…

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Episode 71: News from The FinTech Front (March)

This week, join us for one more installment of “News from The FinTech Front” hosted by Matthias Kröner – leading Diana Biggs (Valour) and Gerd Weissenboeck (Zelig Associates) for a conversation from the latest enterprise valuations to future mega-trends in the fintech space! An unmissable episode available on all #BBE channels. More on our guests:Diana…

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Episode 67: Breaking Impact: Senior Consumers & e-inclusion

The focus of Episode 67 is on Senior Citizens and eInclusion – a topic that is not only essential for every auditor as an aging individual but a super relevant conversation to caregivers and family members that want to support their senior network (such as family, friends and colleagues) to exponentially harnessing digital tools and…

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Episode 28: Ecosystem Zoom In (4) – Germany

We landed in the European giant, to have a conversation about the German ecosystem and market when it comes to fintech, financial services, and insuretech. The first guest is Christian Kirchner is the author, a well-known newsletter that covers the ups and lows of the sector every week. Later, we are joined by Dr.Robin Kiera…

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Episode 23: Innovation and Tech Zoom In: Platform Economy

Platform economy sounds like an imperious new buzzword, but simply put is an opportunity for non financial players to build new services cross leveraging their distribution channels, their customer base and open banking. Join this discussion with Balazs Barna (Transferwise) and Paolo Zaccardi (Fabrick), hosted by Matthias Kroener and Matteo Rizzi.

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Episode 8: SME Challengers

SME businesses are “under-banked” in Europe. Why do incumbent banks find it so hard to bank with SMEs? What are the risks? The under-banked status of European SMEs creates niches of opportunities in the market. What are they? What are the opportunities?Join us as our three formidable hosts share their views from an SME challenger…

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