Episode 53: PensionTech, the dusty dinosaur starts running fast

Today Breaking Banks Europe is all about “Open Pensions and Open Finance”, specifically on the problematics of consolidating pensions using technology to resolve the pension problem for a lot of consumers – and we lean towards a recently released report by Plaid and Pensionbee (see link below), to open this conversation (and hence taking a special look into the UK space) with lessons learned can be applied anywhere in Europe. Paolo Sironi and Meaghan Johnson invite Kat Cloud (Plaid) and Claire Reilly (Pensionbee) – co-authors of the aforementioned report for this episode.

About Clare:
Clare is Head of Corporate Development at PensionBee, the UK’s leading online pension provider. Clare focuses on helping PensionBee transform the pensions industry to better serve consumers, such as the UK’s first Open Banking – pension integrations and launching the UK’s first mainstream fossil fuel-free pension. Before PensionBee Clare worked for a consumer charity.
Pensionbee: www.pensionbee.com

About Kat:
Kat Cloud is the UK Policy Lead for Plaid, where she works to protect consumer’s rights to access and use their financial data. Before joining Plaid in 2020 she was the policy lead for open banking and PSD2 at the Financial Conduct Authority. Kat holds a bachelor’s degree in International Business Management from the University of Lincoln.
Plaid: https://plaid.com/eu/

Download your copy of the report here: https://www.innovatefinance.com/reports/open-pensions-and-open-finance-building-a-better-future-for-uk-savers/

Digital Magss
About the Author
Meaghan has over 8 years experience researching and analysing customer journeys, trends and innovations within the digital financial services space. She also has deep experience in customer testing, the jobs to be done framework, and UI design. She began her journey in digital financial services at Mapa Research, where she worked closely with dozens of financial institutions digital teams including: American Express, Barclays, UBS, Nordea, ING, AIB, RBS and others. Here she informed digital product and strategy teams of competitor mobile and desktop banking initiatives and provided bespoke research and workshops in new product development. After Mapa, she co-founded 11:FS, where she co-build 11:FS Pulse. In addition, she worked closely in the early stages of greenfield digital banking projects where she provided support in market, competitor and customer analysis. Since 2017 Meaghan has been consulting banks of all shapes and sizes, fintechs, company builders, management consultancies and crypto companies as a freelancer in customer experience, design, product strategy and data commercialisation in Europe, Africa, North and Central America. She also creates and executes customer testing programmes, and runs competitor insights and blue sky thinking workshops. Meaghan is also a Partner at Pacemakers, Senior Advisor at EFMA, Fintech Lead at Solvers, and Breaking Banks Europe Podcast Host.