Episode 254: Disruption Stories – Transforming Mortgage Lending

In this episode of Breaking Banks Europe, host Don Ginsel is joined by Geert Van Kerckhoven, CEO and Co-Founder of Oper, to discuss the transformation of mortgage lending through digitalization. They explore the evolving housing market, the challenges of making homeownership more accessible, and the role of technology in revolutionizing mortgage processes. Geert shares insights into the importance of digital property valuation, real-time underwriting, and AI-powered solutions for loan advisors. They also touch on regulatory hurdles, the impact of energy efficiency requirements, and innovations in financing, such as fractional ownership and reverse mortgages. Geert envisions a future where home financing evolves to meet the needs of an aging population and a more complex real estate market.

For more about Geert and Oper:
Geert Van KerckhovenLinkedIn
OperWebsite

About the Author
Don has a strong drive to make an impact. The conversation often starts with technology, but generally evolves around how people adapt to change. He is a strategic digital leader, active as a strategic advisor, a board member at FS companies, a coach to several startups and SME’s and volunteering to support women’s football at the local football club. Being a civil engineer who spent his professional life in banking and fintech, he has a unique view on the constant transition of the financial industry. Whether we are talking about the rise of the internet, fintech, blockchain, or artificial intelligence, he recognizes the same patterns. He uses his vision to help people and organizations cope with change and adapt to the future. Everybody should have access to the power of technology, so let’s break the status quo. Linkedln: https://www.linkedin.com/in/donginsel Provoke: https://provoke.fm/author/don/
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