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AI In Banking: Fintech Trends to Watch in 2025
As we step into 2025, the financial industry faces a critical inflection point. Traditional banks and fintech companies are evolving rapidly, driven by AI in banking, regulatory shifts, and economic uncertainty. Over the past year, AI-powered innovations, open banking initiatives, and shifting consumer expectations have reshaped the financial landscape. But what does the future hold?…
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Employer-Sponsored Savings Programs: Why They Matter More Than Ever
The financial landscape is evolving, yet for many individuals, saving money remains a significant challenge. While the economy may appear strong on a macro level, personal financial security tells a different story. The gap between economic indicators and real-world financial well-being raises critical questions about financial literacy, savings habits, and the role of technology in…
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Biometric Identity Verification: Fighting Fraud in a Digital World
As our lives become increasingly digital, biometric identity verification has emerged as a cornerstone of online security. Whether logging into banking apps or creating new accounts, ensuring that individuals are who they claim to be has never been more crucial. However, this shift also brings new challenges—how can we enhance security without compromising the seamless…
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Breaking Banks at fintechXchange: Ecosystem Building & Hot Takes for 2025
In This Episode This week on Breaking Banks, we take you inside fintechXchange, hosted by the Stena Center for Financial Technology at the University of Utah. As a proud media partner of the event, we explore how industry, academia, and policymakers are coming together to drive the future of financial services.Host Jason Henrichs sits down with…
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The Innovator’s Dilemma in Fintech: Striking the Balance for Growth
In today’s rapidly evolving fintech landscape, both new entrants and established players face the innovator’s dilemma in fintech—the challenge of driving innovation while navigating the constraints of legacy infrastructure. While cutting-edge technology has paved the way for transformative financial solutions, outdated systems still form the backbone of much of the industry. This persistent tension forces…
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Open Banking Transition: Balancing Innovation, Compliance, and Growth
The financial services sector stands at a pivotal moment as open banking transition gains traction in the United States. With international markets like the UK and EU paving the way, the US now faces the task of implementing its own open banking framework, particularly in light of the Consumer Financial Protection Bureau’s (CFPB) 1033 rule….
