The Blog

  • The Shift to Digital Banking: How to Win the Digital Transformation Race

    shift to digital banking

    In the fast-moving world of banking and fintech, traditional banks face immense pressure to evolve. While digital-native fintechs have disrupted the industry with speed, agility, and customer-centric innovation, some legacy banks have successfully navigated the shift to digital banking, proving that incumbents can remain competitive in a rapidly changing landscape. One such example is Akbank,…

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  • Digital Banking Innovation: What Makes Varo Bank Unique

    digital banking innovation

    Digital banking innovation is transforming the financial industry, and Varo Bank is leading the charge. As the first U.S. fintech to secure a national bank charter, Varo has redefined financial accessibility, efficiency, and inclusivity. This bold move allows the bank to serve underserved communities while driving strong growth in a competitive landscape. The Road Less…

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  • AI In Banking: Fintech Trends to Watch in 2025

    AI in banking

    As we step into 2025, the financial industry faces a critical inflection point. Traditional banks and fintech companies are evolving rapidly, driven by AI in banking, regulatory shifts, and economic uncertainty. Over the past year, AI-powered innovations, open banking initiatives, and shifting consumer expectations have reshaped the financial landscape. But what does the future hold?…

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  • Employer-Sponsored Savings Programs: Why They Matter More Than Ever

    employer-sponsored savings programs

    The financial landscape is evolving, yet for many individuals, saving money remains a significant challenge. While the economy may appear strong on a macro level, personal financial security tells a different story. The gap between economic indicators and real-world financial well-being raises critical questions about financial literacy, savings habits, and the role of technology in…

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  • Biometric Identity Verification: Fighting Fraud in a Digital World

    biometric identity verification

    As our lives become increasingly digital, biometric identity verification has emerged as a cornerstone of online security. Whether logging into banking apps or creating new accounts, ensuring that individuals are who they claim to be has never been more crucial. However, this shift also brings new challenges—how can we enhance security without compromising the seamless…

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  • Breaking Banks at fintechXchange: Ecosystem Building & Hot Takes for 2025

    In This Episode This week on Breaking Banks, we take you inside fintechXchange, hosted by the Stena Center for Financial Technology at the University of Utah. As a proud media partner of the event, we explore how industry, academia, and policymakers are coming together to drive the future of financial services.Host Jason Henrichs sits down with…

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