The Blog

  • Breaking Banks at fintechXchange: Ecosystem Building & Hot Takes for 2025

    In This Episode This week on Breaking Banks, we take you inside fintechXchange, hosted by the Stena Center for Financial Technology at the University of Utah. As a proud media partner of the event, we explore how industry, academia, and policymakers are coming together to drive the future of financial services.Host Jason Henrichs sits down with…

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  • The Innovator’s Dilemma in Fintech: Striking the Balance for Growth

    the innovator's dilemma in fintech

    In today’s rapidly evolving fintech landscape, both new entrants and established players face the innovator’s dilemma in fintech—the challenge of driving innovation while navigating the constraints of legacy infrastructure. While cutting-edge technology has paved the way for transformative financial solutions, outdated systems still form the backbone of much of the industry. This persistent tension forces…

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  • Open Banking Transition: Balancing Innovation, Compliance, and Growth

    open banking transition

    The financial services sector stands at a pivotal moment as open banking transition gains traction in the United States. With international markets like the UK and EU paving the way, the US now faces the task of implementing its own open banking framework, particularly in light of the Consumer Financial Protection Bureau’s (CFPB) 1033 rule….

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  • Banking as a Service Evolution: The Synapse Story

    Banking as a service evolution

    The fintech industry, known for its rapid innovation and dynamic growth, is filled with both success stories and cautionary tales. One such case is Synapse, a company that rode the highs of technological breakthroughs but faced challenges due to strategic missteps. Its recent Chapter 11 acquisition by TabaPay underscores a critical reality: success in fintech…

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  • How Decentralized AI Is Changing The Financial System

    How decentralized AI is changing the financial system

    Decentralized AI, a transformative concept combining distributed computing and intelligent systems, is emerging as a solution to some of the most pressing challenges in the financial sector.

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  • GXBank’s and Mastercard’s Digital Banking Transformation

    GX Bank and Mastercard's digital banking transformation

    In Southeast Asia, where over 700 million people navigate a rapidly digitalizing economy, the rise of digital banks like GXBank signals a new era. GXBank is setting benchmarks for digital banking, leveraging technology to create accessible, efficient, and inclusive financial systems.

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