Banking as a Service

Paolo Sironi meets Jason Mikula, author of “Banking as a Service: Opportunities, Challenges and Risks of New Banking Business Models”.

BaaS is a game changer in the financial services sector, radically transforming both how consumers experience financial products and the business models delivering them. In this conversation, Jason cuts through the hype to provide a measured overview of BaaS, helping us to demystify a complex evolving field and understand its key opportunities, challenges and risks. There is a difference between BaaS, embedded finance and open banking. And Jason provides a framework for understanding where BaaS came from, how BaaS changes the economics and business models of banking products and services, its impact on key stakeholders, and its key regulatory implications. 

GUEST SOCIAL MEDIA

Linkedin – https://www.linkedin.com/in/jasonmikula/

Twitter – https://x.com/mikulaja

IBM FinTech Strategy and Author
About the Author
Paolo Sironi is the global thought leader in banking and financial markets at IBM Institute for Business Value. A trailblazer in fintech, Paolo’s insights resonate across the industry, making him one of the most respected voices in the field. As the host of THE BANKERS’ BOOKSHELF podcast, he brings cutting-edge research to life, sharing the stories and strategies behind financial innovation. With a career spanning from start-up entrepreneurship to leading risk management as a quantitative engineer in investment banking, Paolo’s expertise bridges the gap between technology and finance. His groundbreaking books, including the Amazon bestseller "Banks and Fintech on Platform Economies", have become essential reading for professionals navigating the evolving financial landscape.
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