Breaking Banks

Hosted ByBrett King, Jason Henrichs, & JP Nicols

The #1 global fintech radio show and podcast. Every week we explore the personalities, startups, innovators, and industry players driving disruption in financial services; from Incumbents to unicorns, and from the latest cutting edge technology to the people who are using it to help to create a more innovative, inclusive and healthy financial future.


All Episodes

After the Demo: When AI Stops Impressing and Starts Mattering

In This Episode Have we reached the point where AI is beginning to matter in a commercial sense or are we still in the ‘figuring it out’ stage and...

Who Really Owns Trust in Embedded Finance?

In This Episode In this episode of Breaking Banks, industry leaders Jason Hass (First Electronic Bank), Mike Jorgensen (U.S. Bank), and Louis Mrachek, (Merrick Bank) connect with Jason Henrichs...

Financial Health Starts Before the Account

In This Episode We’ve recently seen growth in many areas, but a disconnect always seems to exist between economic growth, especially capital market growth, and what people on the...

Beyond Banking: Solving Problems, Not Offering Products

In This Episode Banks are evolving beyond traditional financial products to offer value-added services that deliver outcomes that matter in customers’ everyday lives. In this episode of Breaking Banks,...

Fintech’s Adolescence: What’s Real, What’s Loud and What’s Next

In This Episode Which trends are genuinely reshaping and transforming banking? Is fintech hitting its “awkward adolescent phase”—past the hype but not yet fully mature? Today we sort through...

Hot Takes: Chartering vs. Becoming a Bank: A Critical Distinction

In This Episode The current regulatory regime in the US promised a lighter touch and more de novo charters. Sure enough, there has been a flurry of activity with...

Faster Money: What Does It Really Mean and What’s Next?

In This Episode Payments are getting faster. From RTP to stablecoins, rails are modernizing. Speed alone doesn’t equal progress, however. As real-time payment systems expand, banks, businesses, and policymakers...

Leading Voices in Fintech: Hot Takes is Back!

In This Episode What happens when three fintech nerds gather to eat spicy wings, share some sauce and talk about industry trends? If you are a regular listener to...

Decisions > Diligence: Dynamics of Decision-Making in Banking

In This Episode The length of the sales cycle in financial services is legendary. Slow decisions, endless diligence, and constant risk reviews are practically an industry meme. To be...

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