Episode 69: The Insivible Layer of Embedded Finance 2

Embedded Finance is back on Breaking Banks Europe, with the incredible projects from diverse corners of the spectrum of this new incredible phenomena that this invisible layer brings to financial services. Ajit Tripathi takes the lead for this second installment and invites Tinashe Ruzane (FlexClub) and Sarel Tal (Rapyd) into the conversation.

More on the guests:
Tinashe Ruzane is the CEO and co-founder of FlexClub, a vehicle subscription marketplace live in South Africa and Mexico, providing its members with flexible monthly access to vehicles from partners such as car rental companies, dealers and financiers. Prior to founding FlexClub, he was the Head of Vehicle Solutions for Uber across Europe, Middle East and Africa, leading the design of innovative asset financing products for its driver community.
Linkedln: https://www.linkedin.com/in/truzane/
FlexClub: https://flex.club/

Sarel Tal is Vice-President EMEA at Rapyd, a global Fintech-as-a-Service provider. He leads the company’s growth strategy and operations across Europe, the Middle East and Africa. A payments expert and serial entrepreneur working in both venture-backed scale-ups and enterprise businesses. Sarel held a variety of roles as a Founder and CEO, and led global sales and marketing teams.
Linkedln: https://www.linkedin.com/in/sarel/
Rapyd: https://www.rapyd.net/

Head of Institutional Business at Aave
About the Author
Ajit is the founder of Asango, a London Based global fintech consultancy that provides advisory services to fintech companies using Machine Learning and Blockchain Technology to deliver superior user experiences in financial services. Ajit is also the blockchain and cryptocurrency correspondent for Breaking Banks Podcast, the number 1 fintech podcast in the world. Prior to this, Ajit was the global Fintech leader with ConsenSys in the London Office and a director in Fintech and Digital Banking at PwC where he co-founded the blockchain practice. Ajit is a well regarded influencer, thinker, blogger and doer in the fintech and blockchain space. In 2017, he was recognised by coindesk as one of the key influencers at large enterprises and served on the Bank of England’s fintech advisory community. He has spoken at prominent fintech and blockchain conferences in the US, UK, Dubai, India, Japan and Hong Kong including Consenus, Money2020 Europe, Finsum Tokyo, Fintech Week and others. He’s been featured in the Breaking Banks, Blockchain Insider and Fintech insider podcasts, contributed to annual coindesk retrospective as well as quoted in the Financial Times, the BBC and a range of other publications. Ajit has served as a mentor at Startup Bootcamp and is currently advising a small number of selected stealth stage startups in fintech and blockchain. Ajit’s previous blockchain engagements include high profile financial services clients such as Bank of England, Nasdaq, Deutsche Bank. Deutsche Boers and MUFG and he’s been instrumental in advising regulators, board level executives and innovation labs across the world in the strategic implications of cryptocurrency, decentralised, peer to peer architectures. Ajit has a rich and varied background in risk and regulatory change program implementation, capital markets technology, distributed systems and telecom protocol engineering. Prior to PwC he served in technology management and innovation roles at Goldman Sachs, Barclays, GE-GXS and Bell Communications Research. Ajit has an MBA from IMD and a Bachelors in Electrical Engineering from the Indian Institute of Technology Kanpur. He is also a CFA charter holder and holds a GARP financial risk manager certification.