Africa is poised to be a 3 trillion dollar economy by 2030. Kenya, with the success of MPESA, has been the economic power house of east Africa. Due to this widely adopted digital payment system, there are big opportunities in building complete digital systems and truly use technology for the aims of financial inclusion. The…

Customers are switching to VoiceFirst devices at a rate that outpaces other adoption. And unlike many technologies, VoiceFirst adoption is high with all generations, particularly GenX and older. Many businesses- including financial institutions- are scrambling to find designers for voice first, figure out how to market with it, and understand how to design services around…

Whether you are a small community bank or a large national bank, you deal with issues of digitalization, helping your communities grow, creating and sustaining trust, and moving banking into the future. Today, we are bringing you samples of two of Provoke.fm shows: First JP Nicols Serial Intrapreneur interviews CEO of Citizen Edmonds Bank, Jill…

The financial issues of the burgeoning marijuana industry highlight some very important problems for a lot of small businesses in the United States. First, it is cash heavy, which make it vulnerable. Second, the clash of laws and regulations make it difficult for banks to service them. And third, it is more costly for them…

Many in the fintech industry believe that blockchain is overhyped, but Jason Potts, who has made it his life’s work to study new technologies, actually believes it is under hyped and that it is a technology that changes the fundamental understanding of business and commercial interaction globally. A month ago, he opened the Blockchain Innovation…

Dominic (Dom) Pym and Anson Parker set out to reboot banking. Actually, to hear them tell it, they are not in banking- they are a tech company. They shun the name Neo-bank. But, as they were looking to build a new company, they were working with banks and realized that banks needed a reboot. And…

George Lawson’s role at Ant Financial is to grow Alipay’s ability to pay for goods and services in Australia. Alipay, for those that don’t know, is a lifestyle app with 520 million subscribers. That’s right- 520 million. In China, it is almost difficult to get around without the app. It is so ingrained as part…

As head of emerging technologies at Commonwealth Bank of Australia, Dilan Rajasingham is building a mesh economy. A mesh economy is about the convergence of new technologies; Artificial Intelligence will interact with the Internet of Things, and we will have an economy where the convergence of technologies will be machines talking to machines without human…

There are several technologies that are challenging to banking. We talk about those on the front edge so often, it seemed like a good time to check in on where the middle is- How much have banks/ banking adapted to the accelerated technological shifts? How are they using AI, bots, machine learning? Have they been…

Asher Tan is the CEO of CoinJar and established Bitcoin player. He sits down with our host, Simon Spencer to talk about the excitement, ups and downs of bitcoin, and the possibilities of cryptocurrency.

Merry Christmas from Breaking Banks! We are celebrating the future with robotics expert, Ben Goertzel, this holiday. Ben is the founder and CEO of Singularity/Net a blockchain based AI marketplace. He is also the chief scientist of financial prediction firm Aidyia Holdings and robotics firm Hanson Robotics. Our conversation was really around robotics and AI,…

In the last 5 years, Fintech has grown from an group of outsiders to the heart of financial innovation. 2017 is the year that Fintech IS banking. Banks have adopted it – some quicker than others- and Fintech is about such a wide array of topics, it is almost impossible to differentiate it from financial…