One of the reason’s that banking is so essential is the ability to create loans and capital for growing industry and entrepreneurship. But traditional banking also has so many rules that it can stifle the growth. Technology has stepped in to make the difference, ease the friction, and open access to people and markets that…

Bitcoin can’t stop making the news. One week it is everyone’s darling. The next Mt Gox is crashing on your head. The values are pretty volatile, but if they could just behave, they solve so many problems with the current payments system. So you have to ask yourself if Bitcoin is just sowing some wild…

Running a small business can be a sisyphean undertaking and in the current economic conditions, you need to be able to get the investment and capital quickly in order to take advantage of opportunities as they present themselves. Technology can help level the playing field, optimizing the formerly slow process of getting a loan and…

With the serious ups and downs of the economy in recent years, consumers have reacted with understandable concern for the security of their economic circumstances. The recession caused many to rethink their priorities, tighten their belts and save. As consumers feel more safe about their financial futures, they begin to spend more. Predicting consumer behaviors…

An axiom of banking is that access to the financial system is universally beneficial. Once people have bank accounts, they begin to save and their long term financial health improves. But the current financial situation in the US has changed customer’s outlooks on what is beneficial and beyond their means, and the financial crisis and…

The US is accustomed to think of itself as innovative and cutting edge, but more and more in financial technology, Asian banks are leading the way. Today, Brett talks with Emmanuel Daniel, Founder of The Asian Banker, Matt Dooley, Managing Director of Connected Thinking, and Rob Findlay, Founder of Next Bank about new expectations in…

In Malcolm Gladwell’s latest offering, David And Goliath, he takes a fresh look at the story and examines whether David’s relatively small stature and skills as a slinger might actually have been an advantage in his battle against Goliath. In a similar vein, today’s episode of Breaking Banks is going to examine what kind of…

What kind of futurist show would be be if we didn’t talk about what changes this year will bring to Fintech and banking in general?? To talk about the trends and innovations from this year Brett will be chatting with two notable speakers and authority on financial marketing and strategic solutions in the banking guests…

Not since the printing press has a new media been as disruptive as the internet. Because it is about connection, conversation, and a pure democracy of ideas, it is changing every business model and all ideas about traditional services. The first wave of new media disruption was against old media, but that was only the…

Banking in Africa has become a prime example of necessity breeding ingenuity. When the global financial crisis hit in 2008, Africa’s regional banks turned their focus closer to home and embraced technology as a means to reach the hugely diverse unbanked populations of the region. With a virtually untapped market, relatively unburdened by out-of-date computing…

Since banking has transitioned from somewhere you go to something you do, people expect to access all their accounts through many portals and platforms. Whether they access their accounts through the branch, atms, computers, tablets or smartphones, they want a unified experience. They also want to access different accounts through the same universal access point….

Financial Advisers emerged in the US in the 1970s, but hit their stride in the 1980s with new professional designations, associations and regulation emerging to create an industry that is just over 300,000 persons strong. The US alone manages more than $13 Trillion in Assets under Management (AuM) in Mutual Funds, and the US Stock…