As banking faces an era of rising interest rates, fintech disruption, and regulatory pressure, one question has taken center stage: are brokered deposits in banking still viable—or a ticking time bomb? For decades, brokered deposits were seen as a red flag. They signaled higher risk appetites, possible liquidity issues, and regulatory scrutiny. But today’s financial…

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Embedded banking strategy is revolutionizing the way we experience financial services. No longer confined to traditional banks, financial interactions are now seamlessly integrated into our daily lives—whether we’re booking a ride, shopping online, or managing a company’s cash flow. This shift demands more than just innovative technology; it requires a strategic rethinking of how and…

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As fintech partnerships continue to grow, so do the complexities of their underlying infrastructure. A central point of friction? FBO accounts in fintech—a seemingly simple tool that’s creating serious operational, regulatory, and financial challenges for banks and startups alike. If you’re building or supporting a fintech product, it’s time to rethink how these accounts work,…

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Building a fintech company is often portrayed as a thrilling journey of innovation, hustle, and growth. But behind the scenes, many founders are silently battling burnout, identity loss, and emotional exhaustion. Emotional well-being in entrepreneurship is a topic that’s frequently overlooked—until it becomes impossible to ignore. The story of Radish, a fintech startup built with…

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There’s a new kind of heat rising in the world of financial services—and it’s not just from high interest rates or volatile markets. It’s the surge of embedded banking, AI-powered personalization, and data-driven innovation reshaping what it means to be a financial institution. Fintechs are no longer just disruptors—they’re architects of a smarter, more integrated…

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The way we bank is evolving—and fast. As digital transformation accelerates around the globe, platform banking is emerging as a powerful force, reimagining the banking experience from the ground up. Nowhere is this shift more evident than in the United Arab Emirates, where a new wave of fintech innovation is redefining how consumers and businesses…

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