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Navigating the Evolving Landscape of Banking in the AI Era: What Every Institution Must Know

The banking sector is going through one of the biggest changes since the internet reshaped finance. This shift is driven by fast advances in artificial intelligence, stricter regulations, and the collapse of old operational models. AI is changing everything, from back-office tasks to customer-facing services. Banks that treat AI as just a “feature upgrade” rather…
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Celebrating 6 Years of Breaking Banks Europe: What Revolut, AI, Bitcoin, and Geopolitics Reveal About the Future of Finance

Italy has become one of Europe’s most surprising fintech accelerators, and no story captures this shift better than Revolut’s explosive growth. The rise of a fully digital bank to five-million-user scale in a traditionally relationship-driven financial culture underscores a deeper transformation in consumer behavior. Italians, once stereotyped as slow adopters of digital financial services, are…
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Driving Digital Growth in Africa: From Vision to Execution

Africa is entering a decisive era. Digital transformation is no longer optional. It is vital for economic growth, expanding access to financial services, and boosting regional competitiveness. As markets evolve, the continent’s fintech and payments ecosystem is being reshaped by rapid technology adoption, entrepreneurial drive, and a new generation of leaders. These leaders understand both…
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Why the Future Won’t Wait for Fintech: How Banks Can Win in an AI-First Economy

Summary The financial services industry is entering a period where traditional economic cycles collide with deep structural shifts driven by artificial intelligence, digital distribution, and changing customer behavior. Growth is cooling, funding is tightening, and credit conditions are hardening. Even so, the long-term trajectory remains clear. Digital acquisition, automation, and platform-based models now reshape competition….
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Money 20/20 2025: Takeaways & News from Starling Bank and Google

In the fast-evolving world of fintech, clarity and confidence are emerging as the defining traits of true innovation. At 2025’s Money20/20, conversations about AI in financial services, fraud detection, and cross-industry collaboration took center stage. For example, Starling Bank announced its partnership with Google Cloud, which lets it use Gemini’s AI models to fight digital…
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Surviving the VUCA Bazooka Economy: Banking Strategies for an Uncertain Future

The global economy has entered a new era defined by volatility, uncertainty, complexity, and ambiguity (VUCA). Tim Mahedy, Founder and Chief Economist at Access Macro and Chief Economist at Alloy Labs, explains why the 40-year period of moderate inflation and steady growth, known as the Great Moderation, has ended. Structural forces like climate change, migration,…