ACT3 Agency

The Innovator’s Dilemma in Fintech: Striking the Balance for Growth

In today’s rapidly evolving fintech landscape, both new entrants and established players face the innovator’s dilemma in fintech—the challenge of driving innovation while navigating the constraints of legacy infrastructure. While cutting-edge technology has paved the way for transformative financial solutions, outdated systems still form the backbone of much of the industry. This persistent tension forces…

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Open Banking Transition: Balancing Innovation, Compliance, and Growth (Full Transcript)

Welcome to Breaking Banks, the number one global fintech radio show and podcast. I’m Brett King. And I’m Jason Henricks. Every week since 2013, we explore the personalities, startups, innovators, and industry players driving disruption in financial services. From incumbents to unicorns and from cutting edge technology to the people using it to help create…

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Open Banking Transition: Balancing Innovation, Compliance, and Growth

The financial services sector stands at a pivotal moment as open banking transition gains traction in the United States. With international markets like the UK and EU paving the way, the US now faces the task of implementing its own open banking framework, particularly in light of the Consumer Financial Protection Bureau’s (CFPB) 1033 rule….

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Banking as a Service Evolution: The Synapse Story (Full transcript)

There’s often a story behind this story. The explosion of social media, private Slack and WhatsApp groups, newsletters, make it difficult not only to decipher fact, but even put together a cohesive story. Synapse is just completing a very public bankruptcy and acquisition with highly opinionated social media commentary. Sankat Pathak, Synapse’s founder and CEO,…

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Banking as a Service Evolution: The Synapse Story

The fintech industry, known for its rapid innovation and dynamic growth, is filled with both success stories and cautionary tales. One such case is Synapse, a company that rode the highs of technological breakthroughs but faced challenges due to strategic missteps. Its recent Chapter 11 acquisition by TabaPay underscores a critical reality: success in fintech…

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Banking as a Service 2025: Evolution, Challenges, and Opportunities – Full transcript

Welcome to Breaking Banks, the number one global fintech radio show and podcast. I’m Brett King. And I’m Jason Henricks. Every week since 2013, we explore the personalities, startups, innovators, and industry players driving disruption in financial services. From incumbents to unicorns and from cutting edge technology to the people using it to help create…

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FinTech Resilience: Overcoming Challenges in a Shifting Landscape – Full Transcript

Welcome to Breaking Banks, the number one global fintech radio show and podcast. I’m Brett King. And I’m Jason Henricks. Every week since 2013, we explore the personalities, startups, innovators, and industry players driving disruption in financial services. From incumbents to unicorns and from cutting edge technology to the people using it to help create…

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Net Interest Margin Strategies: How Banks Can Stay Competitive And Profitable – Full Transcript

Welcome to Breaking Banks, the number one global fintech radio show and podcast. I’m Brett King. And I’m Jason Henricks. Every week since 2013, we explore the personalities, startups, innovators, and industry players driving disruption in financial services. From incumbents to unicorns and from cutting edge technology to the people using it to help create…

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Reimagining Digital Banking Varo Bank’s Vision for Financial Inclusion – Full Transcript

Become a leader in the emerging fintech space through NYU Stern’s Master of Science in Fintech program. This one-year part-time program is designed with full-time working professionals in mind. To learn more about the program, submit your resume for a candidacy review at stern.nyu.edu slash msft dash breakingbanks. Welcome to Breaking Banks, the number one…

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575 Trust, Value & What It Means To Be Digital in Banking – Full Transcript

Welcome to Breaking Banks, the number one global fintech radio show and podcast. I’m Brett King. And I’m Jason Henricks. Every week since 2013, we explore the personalities, startups, innovators, and industry players driving disruption in financial services. From incumbents to unicorns, and from cutting edge technology to the people using it to help create…

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The Next Era of Banking – Full Transcript

Welcome to Breaking Banks, the number one global fintech radio show and podcast. I’m Brett King. And I’m Jason Henricks. Every week since 2013, we explore the personalities, startups, innovators, and industry players driving disruption in financial services. From incumbents to unicorns, and from cutting edge technology to the people using it to help create…

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New Landscapes in Innovation from the Land of Fire and Ice – Full Transcript

Welcome to Breaking Banks, the number one global fintech radio show and podcast. I’m Brett King and I’m Jason Henricks. Every week since 2013, we explore the personalities, startups, innovators, and industry players driving disruption in financial services. From incumbents to unicorns and from cutting edge technology to the people using it to help create…

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