The Fintech Lesson 2023: Of Turkeys and Thanks The year 2023 brought a mixed bag of successes, challenges, and cautionary tales for the banking and fintech sectors. With interest rates rising, the end of easy capital for startups, and the continued evolution of consumer behavior, financial services have been navigating through a transformative period. This…
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Banking-as-a-Service: A Deep Dive into the Synapse-Evolve Bank Case Banking-as-a-Service (BaaS) has transformed the financial landscape. It has offered third-party companies the ability to provide financial services without obtaining a banking license. However, the recent turbulence around Synapse, a BaaS provider, and Evolve Bank reveals both the power and pitfalls of this rapidly evolving ecosystem….
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As we step into 2024, the future of banking and fintech continues to evolve rapidly, driven by advances in technology, shifts in consumer expectations, and economic changes. Key themes like digital transformation, artificial intelligence, and regulatory challenges are shaping the financial industry, influencing everything from traditional banks to cutting-edge fintech startups. The Fast Pace of…
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