Making lemonade out of a lemon….being sued is not necessarily a bad thing, in this case it spurred the development of a personal financial management tool that is helping many clear debt and learn to budget. Gone are spreadsheets and lessons from our elders on how best to budget. It sometimes takes a village and a community, as users share tips and stories so that everyone wins. Listen as Jason Henrichs connects with Carmen Perez, CEO and Founder, Much, about her journey and inspiration in creating a budgeting app to help others win with money management. Much is changing the way people think about money and helping users take control of their financial journey.

Then we spotlight sister podcast NextGen Banker. The digital banking world is no doubt convenient. Delicia Hand wants to make sure it’s fair, too. David Reiling, host of NextGen Banker, speaks with Hand, the director of financial fairness at Consumer Reports, who helped put together a framework that evaluates how well digital financial products are working for consumers. Delicia talks about the framework — which includes principles like privacy, inclusivity and transparency — as well as how working on Capitol Hill during the Great Recession framed her perspective on developing financial policy.