Episode 10: From Vision to Execution: Driving Digital Growth in Emerging Markets (October 2025)

In this episode of Breaking Banks Africa, Executive Producer Matteo Rizzi sits down with Sandra Yao, Group Head: Cross Border Remittance, Payments & BaaS (Fintech) at Ecobank. With 20 years of experience driving fintech and payment innovation across Africa, Sandra brings a unique “builder’s mindset” into one of the continent’s largest financial institutions, operating in 39 markets. From pioneering mobile money to tackling fragmented infrastructure and regulatory environments, Sandra shares how interoperability, accessibility, and digital transformation are reshaping the future of payments in emerging economies. She also reveals how Ecobank is empowering young African talent, forming major tech partnerships (including Google), and creating API-first solutions to help fintech founders scale across borders. A must-watch for anyone passionate about Africa’s digital growth story, inclusive innovation, and the people turning vision into execution—from Nairobi to the world.

Author, Co-Founder of FTS Group, BBE Executive Producer
About the Author
Matteo Rizzi is an unconventional entrepreneur with two decades of experience in Financial Services, constantly referred amongst the top executives in the industry. He spent 13 years at SWIFT - where he co-founded Innotribe, the innovation arm of the cooperative, launching the first global startup challenge. Since 2013, he has had a FinTech Investor and/or Venture Partner role with global VCs and CVCs (20+ deals, 5 exits). In 2015, he co-founded FinTechStage (FTSGroup.eu) - a platform for Investors and Innovators to boost FinTech innovation globally. In 2019, Matteo founded Timepledge a global initiative to foster financial inclusion and entrepreneurship. In 2025, Matteo aligned FTS and Timepledge’s into a single mission and founded the African Talent Academy. In 2019, he also launched Breaking Banks Europe (as the Executive Producer) and in 2025 the spin-off Breaking Banks Africa. In 2023, he was appointed Senior Advisor for Elevandi (MAS) now GFTN.com. He is the author of "The FinTech Revolution" and "Talents & Rebels" and is fluent in 5 languages. X:https://twitter.com/matteorizzi Website: https://matteorizzi.com/ Instagram: https://www.instagram.com/matteorizziofficial Linkedln:https://www.linkedin.com/in/matteorizzi/ Provoke: https://provoke.fm/author/matteo/
[shows-menu]