Artificial intelligence is often framed as a race between automation and job loss, but this view overlooks the deeper economic shifts now underway. Rather than simply replacing tasks, AI is reorganizing entire systems of production and value creation. Like the shipping container and the barcode before it, AI’s transformative power lies in how it enables…
Read MoreHow Will AI Reshuffle Power in the Global Knowledge Economy? HOST (Paolo Sironi): Welcome to Banker’s Bookshelf, where we explore big ideas shaping the future of banking and fintech. Today I’m joined by Sanjit Paul Chowdhury, author of the groundbreaking book Reshuffle: Who Wins When AI Restacks the Knowledge Economy? Why Are Predictions About AI…
Read MoreWelcome to the VUCA Bazooka Economy HOST – JP Nichols:Welcome to the new normal. Volatility, uncertainty, complexity, and ambiguity, VUCA, are now the baseline for banking and the global economy Today’s conversation explores how financial institutions can survive, remain independent, and even thrive when the economic environment changes daily. GUEST – Tim Mahedy (Founder &…
Read MoreTechnological progress is accelerating at a pace that challenges our capacity to govern it. Professor Brian Cox, renowned astrophysicist and science communicator, argues that humanity now faces a paradox: our intellectual and creative abilities are advancing faster than our political systems can adapt. From black hole physics to quantum computing, the frontiers of discovery promise…
Read MoreIntroduction: Science, Technology, and the Politics of the Future HOST (Brett King):Welcome to Breaking Banks. Today, I’m joined by Professor Brian Cox, celebrated experimental astrophysicist, author, and broadcaster. We explore the frontiers of space exploration, quantum information, and the global governance challenges posed by exponential technologies. Brian Cox: “Our technological and intellectual and creative abilities…
Read MoreIntroduction: China, Europe, and the Future of Banking HOST (Brett King):Welcome back to Breaking Banks. In this episode of our Branch Tomorrow series, I’m joined by Richard Turrin and Paolo Sironi, two leading fintech thinkers and co-authors of the book. Together, we explore how China and Europe present very different models of digital disruption, what…
Read MoreIntroduction: The Future of Branch Banking HOST (Brett King): Welcome to this special series exploring my new book Branch Tomorrow. After Bank 4.0, which launched in 2018/2019, the conversation has only intensified about the future of branches in financial services. Today, we look at why branch banking peaked in 2015, why digital acquisition models are…
Read MoreIntroduction: Financial Health at a Regulatory CrossroadsHOST (Jason Henrichs):Welcome to another week of Breaking Banks. Joining me today are co-host Brett King and frequent guest Jennifer Tescher, CEO of the Financial Health Network, to unpack the newly released financial health standards presented at the Emerge Conference.These standards come at a time when the financial services…
Read MoreWhat Is the Most Valuable Asset in Banking Today? HOST (Jason Henrichs): This episode pivots from trending topics like stablecoins and agentic AI to something more fundamental: trust. Community banks are at a crossroads, facing pressure from both technological disruption and evolving consumer expectations. The stakes are high with the $124 trillion wealth transfer currently…
Read MoreSpeakersHOST: Jason Henricks CO-HOSTS: Brett King, J.P. Nichols GUESTS: Dara Tarkowski – Managing Partner, Actuate Law; Host, Tech on Reg Alex Johnson – Creator, Fintech Takes Kia Haslett – Financial Journalist; Former Editor, Bank Director What Sparked Dodd-Frank in the First Place?HOST (Jason Henricks):2008’s financial crisis became the crucible for change, setting the stage for…
Read MoreGuests:– Michelle Young, Credit Product Lead at Plaid– Ashley Knight, SVP of Product Management at Experian Host:– Brett King What Sparked the Plaid–Experian Collaboration? HOST: How did this collaboration between two industry giants come about? ASHLEY KNIGHT: Open banking has been around for years, but its application in credit decisioning is now gaining serious momentum….
Read MoreSummary Open banking regulation in the U.S. is undergoing a major transformation. A transformative battle is underway in U.S. financial services as stakeholders clash over Section 1033 of the Dodd-Frank Act—commonly known as the CFPB’s open banking rule. Open banking regulation in the U.S. At the heart of the debate is consumer data ownership. In…
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