Fintech’s evolution is not a story of technology alone, but of people, culture, and leadership navigating continuous disruption.  In a financial world where transformation is constant, the difference between innovation that endures and innovation that collapses lies in leadership courage and organizational memory. On a recent episode of THE BANKERS BOOKSHELF, Dr. Leda Glyptis explained…

The holiday season brings more than snow, nostalgia, and sentimental endings. It also delivers powerful holiday movie fintech lessons—showing how money, markets, and morality intertwine through storytelling. These holiday movies fintech lessons reveal the financial systems hiding in plain sight. Many of the most beloved Christmas movies reveal deep lessons about wealth, trust, and governance,…

For decades, financial markets have operated on a foundation of real-time value discovery, with every stock, option, and derivative instantly priced by transparent market forces. Yet human capital, arguably the most valuable asset of all, remains governed by static salaries and opaque evaluations.  Tom Sosnoff, founder of tastylive and tastytrade, is challenging that imbalance. His…

The banking sector is going through one of the biggest changes since the internet reshaped finance. This shift is driven by fast advances in artificial intelligence, stricter regulations, and the collapse of old operational models. AI is changing everything, from back-office tasks to customer-facing services. Banks that treat AI as just a “feature upgrade” rather…

Italy has become one of Europe’s most surprising fintech accelerators, and no story captures this shift better than Revolut’s explosive growth.  The rise of a fully digital bank to five-million-user scale in a traditionally relationship-driven financial culture underscores a deeper transformation in consumer behavior. Italians, once stereotyped as slow adopters of digital financial services, are…

Africa is entering a decisive era. Digital transformation is no longer optional. It is vital for economic growth, expanding access to financial services, and boosting regional competitiveness. As markets evolve, the continent’s fintech and payments ecosystem is being reshaped by rapid technology adoption, entrepreneurial drive, and a new generation of leaders. These leaders understand both…

Summary The financial services industry is entering a period where traditional economic cycles collide with deep structural shifts driven by artificial intelligence, digital distribution, and changing customer behavior. Growth is cooling, funding is tightening, and credit conditions are hardening. Even so, the long-term trajectory remains clear. Digital acquisition, automation, and platform-based models now reshape competition….

In the fast-evolving world of fintech, clarity and confidence are emerging as the defining traits of true innovation.  At 2025’s Money20/20, conversations about AI in financial services, fraud detection, and cross-industry collaboration took center stage. For example, Starling Bank announced its partnership with Google Cloud, which lets it use Gemini’s AI models to fight digital…

The global economy has entered a new era defined by volatility, uncertainty, complexity, and ambiguity (VUCA).  Tim Mahedy, Founder and Chief Economist at Access Macro and Chief Economist at Alloy Labs, explains why the 40-year period of moderate inflation and steady growth, known as the Great Moderation, has ended. Structural forces like climate change, migration,…

In today’s era of VUCA, (volatility, uncertainty, complexity, and ambiguity), financial leaders are facing a paradox: the more data they collect, the harder it becomes to see clearly.  Despite abundant information, cognitive overload and fragmented insights often cloud judgment. Citizens Bank is taking a different approach, proving that clarity isn’t found in “more.” it’s created…

Saudi Arabia digital banking transformation is reshaping the Kingdom’s financial landscape. Moreover, as part of Vision 2030, the nation is embracing fintech innovation, AI-driven solutions, and regulatory reforms. As a result, it is creating an inclusive, efficient, and digitally advanced banking ecosystem. In addition, these initiatives are helping both consumers and businesses adapt to the…

Across Europe, the banking landscape is undergoing profound transformation. Branch closures and ATM reductions have accelerated over the past decade, cutting the continent’s physical banking footprint in half. While this evolution reflects the efficiencies of digital-first models, it has also sparked public resistance, as seen in Greece where the sharp reduction of ATM networks triggered…