The Blog

  • How Banking Regulation Uncertainty Can Reshape Banks and Fintechs

    Banking Regulation Uncertainty

    Banking regulation uncertainty is driving a new era of disruption in financial services. Between shifting political winds, evolving oversight, and economic turbulence, banks and fintech companies alike are operating in an environment where the rules seem to change by the month—if not the week. What once felt like a push toward greater freedom and innovation

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  • Open Banking Challenges: Untangling Fintech’s Most Pressing Data Problems

    Open Banking Challenges

    Data is the lifeblood of financial innovation. But as fintech evolves, how we collect, manage, and share that data is coming under serious scrutiny. From open banking regulation to the murky mechanics of credit builder cards—and even the complications of cannabis banking—today’s financial landscape is a patchwork of policy, platforms, and potential. Understanding these intersecting

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  • Brokered Deposits in Banking and the Battle for Stability

    brokered deposits in banking

    As banking faces an era of rising interest rates, fintech disruption, and regulatory pressure, one question has taken center stage: are brokered deposits in banking still viable—or a ticking time bomb? For decades, brokered deposits were seen as a red flag. They signaled higher risk appetites, possible liquidity issues, and regulatory scrutiny. But today’s financial

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  • Embedded Banking Strategy: Building the Future of Financial Services

    embedded banking strategy

    Embedded banking strategy is revolutionizing the way we experience financial services. No longer confined to traditional banks, financial interactions are now seamlessly integrated into our daily lives—whether we’re booking a ride, shopping online, or managing a company’s cash flow. This shift demands more than just innovative technology; it requires a strategic rethinking of how and

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  • Are FBO Accounts in Fintech Holding Back Modern Banking?

    are FBO accounts in fintech holding back modern banking

    As fintech partnerships continue to grow, so do the complexities of their underlying infrastructure. A central point of friction? FBO accounts in fintech—a seemingly simple tool that’s creating serious operational, regulatory, and financial challenges for banks and startups alike. If you’re building or supporting a fintech product, it’s time to rethink how these accounts work,

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  • Emotional Well-Being in Entrepreneurship: The Rise and Fall of a Fintech Dream

    emotional well-being in entrepreneurship

    Building a fintech company is often portrayed as a thrilling journey of innovation, hustle, and growth. But behind the scenes, many founders are silently battling burnout, identity loss, and emotional exhaustion. Emotional well-being in entrepreneurship is a topic that’s frequently overlooked—until it becomes impossible to ignore. The story of Radish, a fintech startup built with

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