Data is the lifeblood of financial innovation. But as fintech evolves, how we collect, manage, and share that data is coming under serious scrutiny. From open banking regulation to the murky mechanics of credit builder cards—and even the complications of cannabis banking—today’s financial landscape is a patchwork of policy, platforms, and potential. Understanding these intersecting…

As banking faces an era of rising interest rates, fintech disruption, and regulatory pressure, one question has taken center stage: are brokered deposits in banking still viable—or a ticking time bomb? For decades, brokered deposits were seen as a red flag. They signaled higher risk appetites, possible liquidity issues, and regulatory scrutiny. But today’s financial…

Embedded banking strategy is revolutionizing the way we experience financial services. No longer confined to traditional banks, financial interactions are now seamlessly integrated into our daily lives—whether we’re booking a ride, shopping online, or managing a company’s cash flow. This shift demands more than just innovative technology; it requires a strategic rethinking of how and…

As fintech partnerships continue to grow, so do the complexities of their underlying infrastructure. A central point of friction? FBO accounts in fintech—a seemingly simple tool that’s creating serious operational, regulatory, and financial challenges for banks and startups alike. If you’re building or supporting a fintech product, it’s time to rethink how these accounts work,…

Building a fintech company is often portrayed as a thrilling journey of innovation, hustle, and growth. But behind the scenes, many founders are silently battling burnout, identity loss, and emotional exhaustion. Emotional well-being in entrepreneurship is a topic that’s frequently overlooked—until it becomes impossible to ignore. The story of Radish, a fintech startup built with…

There’s a new kind of heat rising in the world of financial services—and it’s not just from high interest rates or volatile markets. It’s the surge of embedded banking, AI-powered personalization, and data-driven innovation reshaping what it means to be a financial institution. Fintechs are no longer just disruptors—they’re architects of a smarter, more integrated…